Terms of Service

1. Contracting Party And Scope

Legion Algo Labs Limited, trading as Legion Algo Labs (Legion, we, us, or our), is a New Zealand technology and education business. These Terms apply to legionalgolabs.com, Legion HQ, Legion Academy, Legion+, the Trading Lab, Scout, Guardian, Legion AI, trading and risk tools, mobile applications, subscriptions, digital content, business automation and software-development services, and related support (together, the Services).

A separate signed client agreement, Statement of Work, order form, proposal, software licence, data-processing addendum, or app-store terms may also apply. If there is a conflict, the document that is more specific to the relevant Service prevails, followed by these Terms, unless that document expressly states a different order of precedence.

Company and tax identifiers, registered-office details, and any regulated-service licence details are not stated here unless verified and intentionally published. Nothing in these Terms represents that Legion is licensed to provide regulated financial advice.

2. Important Definitions

Client means a person or organisation acquiring project, development, consulting, automation, hosting, maintenance, or other business services. User means anyone who accesses a Service. Platform means the website, apps, account area, and supporting systems. Subscription means recurring paid access to a Service.

Client Materials means data, branding, trade marks, content, documents, specifications, credentials, software, and other material supplied by or for a Client. Legion Materials means all software, code, systems, content, tools, methods, and intellectual property owned, licensed, created, adapted, or developed by Legion, including Deliverables except to the extent a separate written agreement expressly assigns them.

Deliverables means the project outputs identified in an applicable Statement of Work. AI Features means any feature using machine learning or generative artificial intelligence. Third-Party Services means services, software, data, APIs, stores, payment providers, brokers, cloud providers, and platforms operated by another party.

3. Acceptance, Eligibility, And Versions

You accept these Terms by creating an account through the affirmative acceptance control, buying or subscribing to a Service, signing or electronically accepting a client document that incorporates them, or continuing to use a Service after being given reasonable notice of them. The version and effective date appear at the top of this page.

You must have legal capacity to enter this agreement. The Services are not directed to children. A person under 18 may use a Service only where a parent or legal guardian lawfully supervises and accepts responsibility, and no person under the legal age required by a broker, app store, payment provider, or financial-product provider may use that provider through a Legion link.

Electronic signatures and electronic acceptance may be used where legally effective. Legion may retain reasonable records of acceptance, including account identifiers, timestamps, and document versions. User-account metadata is an interim acceptance record and is not used for authorisation decisions.

4. Services And Project Documents

Public descriptions explain the general nature of the Services. A custom project starts only when scope, price, assumptions, dependencies, responsibilities, and an authorised start are agreed. Quotes and estimates must be read with their stated assumptions and expiry dates.

For client work, the applicable Statement of Work should identify Deliverables, exclusions, milestones, acceptance criteria, fees, Client dependencies, hosting, maintenance, security, data, licence rights, and any source-code access. Work outside scope requires an agreed Change Request or new Statement of Work.

Unless expressly included, project delivery does not include ongoing support, monitoring, hosting, app-store approval, third-party fees, data migration, regulatory approval, security certification, source-code transfer, repository transfer, or guaranteed compatibility with later third-party changes.

5. Education And Financial-Advice Boundary

Trading-related material is general education and information. Legion does not provide personalised financial advice, investment advice, portfolio management, brokerage, trade execution, copy trading, or a recommendation that a particular person acquire, dispose of, hold, or trade a financial product.

Market commentary, levels, model observations, case studies, journal prompts, calculators, notifications, confidence indicators, and AI outputs are educational examples. They must not be treated as signals or instructions. A disclaimer cannot convert personalised recommendations into education; product design and communications must remain inside this boundary.

Trading, leveraged products, derivatives, CFDs, foreign exchange, commodities, and funded-trader programmes carry significant risk. You remain responsible for your decisions and should obtain advice from an appropriately qualified and authorised professional where needed.

6. Trading Lab, Scout, Guardian, And Calculators

The Trading Lab and related tools support learning, planning, risk awareness, and review. They may use current or delayed market information, estimates, user inputs, and model-generated content. Data can be incomplete, delayed, or wrong.

Illustrative entries, invalidation levels, objectives, position sizes, and risk/reward calculations are not recommendations and do not account for your broker specifications, spread, slippage, commissions, swaps, margin, currency conversion, financial position, objectives, or risk tolerance. Verify all inputs and outputs independently before taking action.

7. AI Features

AI Features may generate inaccurate, incomplete, biased, outdated, or fabricated content. Outputs are probabilistic, may not be unique, and require human review. Do not use them as the sole basis for financial, legal, tax, medical, safety-critical, employment, security, or other high-impact decisions.

The website assistant sends the message and limited conversation history supplied through the widget to an external AI provider to generate a reply. Do not submit secrets, credentials, payment-card details, highly sensitive information, or third-party confidential information unless the feature expressly supports it and you have authority to do so.

Legion does not promise that AI output is protectable, non-infringing, or exclusive. Responsibility for reviewing, adapting, and lawfully using output remains with the User or Client. Additional AI data terms may be agreed for client projects.

8. Accounts And Security

You must provide accurate account information, keep credentials confidential, use reasonable security controls, and promptly report suspected unauthorised access. You are responsible for activity performed through your account to the extent caused by your failure to protect it or by a person you authorised.

Do not share paid access outside the permitted account, bypass access controls, probe or attack the Platform, introduce malicious code, scrape at an unreasonable rate, use another person's identity, or use the Services to infringe rights or break the law.

Legion may require verification, password reset, session revocation, or other proportionate security steps. No system is guaranteed completely secure.

9. Subscriptions, Billing, And Stores

Subscription price, currency, billing interval, and material renewal terms are shown before purchase. Website payments are processed by Stripe. Apple App Store and Google Play purchases are processed and managed by the applicable store. Legion does not directly store full payment-card numbers.

A Subscription renews for the disclosed interval until cancelled through the seller that processed it. Cancellation stops future renewal but normally does not retrospectively refund the current period. Access may continue until the paid period ends, subject to law and the seller's rules.

Taxes, currency conversion, app-store localisation, and bank charges may affect the final amount. Failed, reversed, or fraudulent payments may lead to proportionate suspension. Chargeback rights and statutory remedies are not waived, but a knowingly false or abusive chargeback may be treated as breach.

10. Refunds And Consumer Rights

Refunds are governed by the Payment and Refund Policy, applicable store rules, any project agreement, and non-excludable law. A no-refund statement never removes a remedy required by the Consumer Guarantees Act 1993, Fair Trading Act 1986, or other applicable law.

If the Consumer Guarantees Act applies, services carry statutory guarantees including reasonable care and skill. If a problem can be remedied, Legion may be entitled to a reasonable opportunity to remedy it; remedies for substantial failure remain available as the law provides.

For a genuine business-to-business acquisition, any contracting out of the Consumer Guarantees Act or permitted Fair Trading Act provisions must be express, written, agreed by parties in trade, and fair and reasonable. It is not created merely by these public Terms.

11. Ownership Of Legion Software And Intellectual Property

Unless expressly agreed otherwise in a separate written agreement, all software, source code, object code, applications, prototypes, frameworks, libraries, reusable components, APIs, integrations, tools, systems, processes, workflows, technical architecture, algorithms, models, databases, schemas, documentation, specifications, designs, development methods, templates, course materials, media, brand assets, prompts where protectable, automation, and other intellectual property created, developed, adapted, or supplied by Legion in connection with a project remain owned by Legion or its licensors.

Where any work constitutes a commissioned work, including a computer program, the parties agree that Legion retains ownership of copyright and other applicable intellectual-property rights unless a separate written agreement expressly provides otherwise. This is an agreement to the contrary for the purposes of section 21 of the Copyright Act 1994 to the extent applicable.

Payment of project fees, deposits, milestone payments, Subscription fees, development fees, support fees, licence fees, hosting fees, or maintenance fees does not by itself transfer ownership of Legion Materials or intellectual property. Delivery of a finished product does not automatically transfer source-code ownership, repository ownership, reusable libraries, internal tools, deployment infrastructure, CI/CD systems, credentials, or internal documentation.

Any sale, assignment, shared ownership, or transfer of Legion intellectual property must be separately negotiated, identify the rights and relevant work, and be recorded in a legally effective written instrument. A copyright assignment must be signed by or on behalf of the assignor. NZ LAWYER REVIEW RECOMMENDED for any assignment or departure from this default.

12. Client Materials, Reuse, And Third-Party Components

Client Materials and the Client's pre-existing intellectual property remain the property of the Client or relevant rights holder. The Client grants Legion a limited licence to use Client Materials only as reasonably necessary to perform the agreed work, meet legal obligations, secure the systems, and exercise agreed rights.

The Client warrants that it has authority to supply Client Materials and instructions, and that Legion's authorised use will not infringe rights or law. Client confidential information, proprietary data, branding, and documents do not become Legion property.

Legion may retain and reuse general skills, knowledge, know-how, non-client-specific techniques, generic architecture, reusable components, internal tools, frameworks, libraries, templates, systems, workflows, and development methods, provided it does not disclose Client confidential information or misuse Client-owned intellectual property.

Third-party and open-source software remains subject to its own licence terms. Those terms may override inconsistent restrictions or require notices, attribution, source availability, or other obligations. Legion does not claim ownership of third-party material.

13. Licences And Source Code

Where a Client or User is permitted to use Legion Materials, the licence scope is set by the applicable written agreement or Service description. Unless stated otherwise, it is limited, non-exclusive, non-transferable, non-sublicensable, revocable for material breach, and for the agreed purpose and term after required fees are paid.

A project licence should specify users, purpose, territory, term, environments, modification rights, hosting, sublicensing, distribution, source access, dependencies, support, and termination. No implied licence grants source-code ownership or rights beyond those necessary for the agreed use.

Nothing restricts any statutory right that cannot lawfully be excluded, including permitted acts relating to computer programs under the Copyright Act 1994.

14. User Content And Feedback

You retain ownership of content you submit, such as profile data, journal entries, prompts, files, images, notes, and feedback, subject to third-party rights. You grant Legion a worldwide, non-exclusive, royalty-free licence to host, copy, transmit, display, adapt, and process that content only as reasonably necessary to provide, secure, support, and improve the relevant Service, comply with law, and follow your instructions. This licence ends when the content is deleted, except for lawful retention, backups, de-identified information, and completed disclosures.

You must not submit unlawful, infringing, malicious, deceptive, defamatory, or unauthorised personal or confidential information. You are responsible for necessary permissions and for keeping your own exports or backups where a feature permits them.

If you voluntarily provide product suggestions or feedback, you grant Legion a perpetual, irrevocable, worldwide, royalty-free licence to use and commercialise the feedback without an obligation to implement it or pay compensation, but this does not transfer ownership of unrelated User Content or personal information.

15. Confidentiality And Client Data

Each party must protect non-public technical, commercial, security, financial, product, credential, customer, and project information disclosed in confidence; use it only for the agreement; restrict access to people who need it and are bound by appropriate duties; and apply reasonable safeguards. These duties do not cover information demonstrably public without breach, already lawfully known, independently developed, or lawfully received without restriction.

A compelled disclosure must be limited to what is legally required and, where lawful, preceded by prompt notice. Trade secrets and credentials remain protected for so long as they remain confidential; other confidentiality obligations survive termination for the period stated in the applicable agreement or, if none, while the information remains confidential and for at least five years.

Where Legion processes personal information for a Client, the Privacy Policy and any Data Processing Addendum apply. The parties must allocate responsibility for collection notices, lawful instructions, indirect collection under IPP3A, individual requests, security incidents, retention, deletion, and overseas processing.

16. Privacy And Communications

Legion handles personal information as described in the Privacy Policy. Service messages necessary for an account, transaction, security, or requested support are distinct from marketing. Commercial electronic messages will be sent only where a lawful consent basis exists and will identify the sender and include a functional unsubscribe facility where required.

You may withdraw marketing consent without losing essential account, security, billing, or transaction communications. Unsubscribe requests are actioned within the period required by law.

17. Third-Party Services And Affiliates

Third-Party Services operate under their own terms, privacy practices, availability, eligibility, prices, and risk disclosures. Legion is not their operator and cannot guarantee their performance, data, continued availability, or acceptance of an application.

Legion has disclosed referral or affiliate relationships on the Trading Partners page and Affiliate Disclosure. Legion may receive compensation if a User registers, purchases, or trades through certain links. That commercial relationship does not make the provider suitable for any person and must not be interpreted as personalised advice.

18. Availability, Changes, Backups, And Beta Services

Services may be updated, corrected, suspended, or discontinued for security, legal, operational, provider, or product reasons. For a paid consumer Service, Legion will not use a variation right to remove the essential benefit already paid for without a lawful remedy. Material adverse changes will receive reasonable notice where practicable.

Downtime may result from maintenance, incidents, internet or cloud outages, APIs, payment providers, app stores, market-data providers, or events outside reasonable control. Legion does not promise uninterrupted or error-free availability.

Unless a written agreement includes managed backups and recovery objectives, Users and Clients remain responsible for independent copies of their material and exported data. Beta and test Services may be incomplete, unstable, and changed or withdrawn; separate Beta Tester Terms may apply.

19. Suspension, Termination, And Effect

Legion may proportionately restrict or suspend access for material breach, non-payment, fraud, unlawful or abusive use, security risk, infringement, or legal requirement. Where reasonable, Legion will give notice and an opportunity to remedy before termination, except where urgent action is needed to protect people, systems, rights, or law.

You may stop using a free Service at any time and cancel a Subscription through the seller. Client-project termination is governed by the applicable agreement; accrued fees, approved commitments, and completed work remain payable.

On termination, the right to use the affected Service ends except for any surviving licence expressly granted. Provisions concerning ownership, confidentiality, accrued payment, disclaimers, liability, disputes, and any terms intended by nature to survive will continue. Data is handled under the Privacy Policy, applicable deletion process, and legal retention requirements.

20. Warranties And Statutory Rights

Legion will perform services with the standard required by applicable law and any express written commitment. Subject to non-excludable rights, Services are otherwise provided on an as-available basis and Legion does not warrant a particular profit, trading result, business outcome, regulatory result, AI accuracy, uninterrupted availability, or compatibility with every device or third-party service.

Nothing in these Terms excludes, restricts, or modifies a right, guarantee, remedy, or liability that cannot lawfully be excluded. Any exclusion applies only to the maximum extent permitted by law and must be read down where necessary.

21. Liability Framework

Legion is not responsible for loss caused by a User's trading decision, unauthorised modification, misuse, failure to follow instructions, inaccurate input, unapproved third-party change, or failure to maintain a required backup or control, to the extent Legion did not cause or contribute to that loss.

For business Services and to the maximum extent permitted by law, neither party is liable for indirect or consequential loss, or loss of profit, revenue, opportunity, goodwill, anticipated savings, or data, except to the extent such loss is a direct and reasonably foreseeable result of breach or the exclusion would be unlawful. This does not exclude fraud, wilful misconduct, breach of confidentiality, infringement of the other party's intellectual property, or liability that law does not permit the parties to limit.

For business Services only, and subject to the previous paragraph, Legion's aggregate liability arising from an affected Service will not exceed the fees paid or payable to Legion for that affected Service in the 12 months before the event, or the project fees for the affected Statement of Work if greater. This cap does not apply to consumer liability that cannot be limited. NZ LAWYER REVIEW RECOMMENDED before relying on this cap for a material contract.

22. Indemnities For Client-Caused Claims

For negotiated business Services, a Client may be required to indemnify Legion against third-party claims to the extent caused by Client Materials supplied without necessary rights, unlawful Client instructions, the Client's regulated activities, unauthorised modifications, or use outside the agreed licence. Any indemnity is subject to prompt notice, reasonable control of the defence, cooperation, mitigation, and no settlement admitting the other party's fault without consent.

These public Terms do not grant Legion an unlimited consumer indemnity. Any material project indemnity must be proportionate and set out in the applicable negotiated agreement. NZ LAWYER REVIEW RECOMMENDED.

23. Disputes, Law, And Notices

Contact support@legionalgolabs.com promptly with a complaint. The parties should first attempt good-faith resolution through people authorised to settle the matter. A business agreement may then require mediation before court proceedings, without preventing urgent injunctive relief or use of a statutory complaints process.

These Terms are governed by New Zealand law. The New Zealand courts have non-exclusive jurisdiction, subject to any mandatory consumer law and any agreed dispute clause. Consumers may also use any external process available by law.

Formal notices to Legion under a client agreement must be sent to the address specified in that agreement. General support or legal questions may be sent to support@legionalgolabs.com. A notice is not treated as received merely because an automated system accepted it if the sender receives a delivery failure.

24. Force Majeure

Neither party is liable for delay or failure caused by an event outside its reasonable control, including natural disaster, epidemic, war, civil disorder, government action, telecommunications failure, cloud or internet outage, widespread cyber incident, payment-provider or app-store failure, or material third-party API change, provided the affected party takes reasonable steps to mitigate and resumes performance when reasonably possible.

This does not excuse payment already due, confidentiality or security obligations that remain capable of performance, or obligations that law does not permit a party to exclude.

25. General Terms

Legion may use employees and appropriately bound subcontractors and remains responsible for its contractual obligations. Neither party may assign a negotiated client agreement without the other party's consent, not to be unreasonably withheld, except to a successor in a genuine reorganisation or sale that assumes the obligations. Consumer rights are unaffected.

A waiver must be clear and applies only to the specific instance. If a provision is unlawful or unenforceable, it is read down or severed without affecting the rest. Headings aid reading only. These Terms and incorporated documents form the entire agreement about their subject, but do not exclude liability for misrepresentation where exclusion is unlawful.

Legion may update these Terms for legal, security, provider, or product reasons. The current version is published here. Material changes affecting an existing paid Service will be notified reasonably before taking effect where practicable; continued use after that date indicates acceptance only to the extent legally effective.

26. Contact

Questions about these Terms may be sent to support@legionalgolabs.com.